KONTAN.CO.ID - JAKARTA. PT Adira Dinamika Multi Finance Tbk (Adira Finance) successfully recorded IDR 35 trillion in new financing disbursements through September 2026.

Adira Finance Chief Financial Officer Sylvanus Gani stated that public demand for financing remains, even amidst challenging economic conditions.

"We observe that there is still a demand for financing among the public, both for consumptive and productive purposes," he told Kontan on Thursday (October 15, 2026).

Furthermore, Adira Finance’s sustained positive performance through the third quarter of 2026 has been driven by its vehicle financing segment.

Meanwhile, data from the Financial Services Authority (OJK) shows that the value of motor vehicle financing provided by multi-finance companies reached IDR 403.02 trillion as of August 2026. Additionally, financing for electric vehicles within the multi-finance industry grew by 34.67% year-on-year, reaching IDR 26.20 trillion as of August 2026.

Looking ahead, Gani noted that the company intends to continue optimizing its network and expanding its customer base, while strengthening collaborations with dealers and strategic partners.

The company is also diversifying its financing portfolio to achieve more balanced growth between its automotive and non-automotive segments.

These efforts to drive performance growth are being pursued while upholding the principle of prudence and maintaining asset quality to support sustainable business expansion.

Separately, the OJK has adjusted its growth projection for the multi-finance industry for 2026, revising it from a range of 6%–8% to 2%–4%.

According to Gani, this revised projection is realistic, given the ongoing challenging economic environment. This optimism is supported by the public's need for both consumer and productive financing.

"The company believes that the projected 2%–4% growth in industry financing receivables through the end of 2026 remains quite realistic to achieve," he said.

For context, financing receivables for multifinance companies reached IDR 514.08 trillion as of August 2026—a year-on-year (YoY) growth of 1.68%.