KONTAN.CO.ID - JAKARTA. PT BRI Multifinance Indonesia (BRI Finance/BRIF) is strengthening its commercial segment financing through a joint financing partnership with PT Bank Rakyat Indonesia (Persero) Tbk (BRI).

This collaboration utilizes the Customer Asset Purchase (CAP) scheme, covering financing for heavy equipment and motor vehicles for corporate clients.

BRI Finance Operations Director Wahyudi Darmawan stated that this collaboration is part of efforts to strengthen synergy within the BRI Group ecosystem, particularly through the development of financing schemes.

"Through joint financing, we can expand access to low-cost funding from the bank, thereby reducing interest expenses," he said in an official statement on Friday (August 28, 2026).

According to him, the scheme provides BRI Finance with access to a more competitive cost of funds while opening up financing opportunities for both BRI and BRI Finance's captive customers.

Furthermore, this expanded access is expected to boost the potential for heavy equipment and motor vehicle financing disbursements to customers, while simultaneously supporting BRI Finance's business growth.

BRI Commercial Business Group Head Gunadi Wono added that this partnership aligns with the BRI Group's strategy to develop its commercial business as a new source of high-quality, sustainable growth.

"We hope this collaboration will provide increasingly competitive financing solutions while supporting our customers' business growth," he said.

Looking ahead, the synergy between BRI Finance and BRI through the joint financing scheme is expected not only to strengthen financing capacity but also to unlock broader business opportunities within the BRI Group ecosystem.

Moreover, this initiative reaffirms both companies' commitment to delivering competitive financing solutions and driving the growth of the Commercial Business segment as a new engine for high-quality and sustainable business expansion.