KONTAN.CO.ID - JAKARTA. BT BFI Finance Indonesia Tbk (BFI Finance) successfully recorded positive performance throughout 2025.

According to the performance report published in BFI Finance's press release, the company recorded total new financing of IDR 21.9 trillion, a 9.3% year-on-year increase in 2025.

Furthermore, BFI Finance also recorded total asset growth of 1.4% year-on-year to IDR 25.5 trillion in 2025. This increase was driven by an 8.9% increase in managed receivables to IDR 26.3 trillion.

BFI Finance President Director Sutadi stated that this achievement demonstrates business resilience, with solid capital, adequate liquidity, and a manageable risk profile.

"This is all thanks to the ability to implement agility principles, coupled with the hard work of the entire team, a spirit of strategic collaboration, and the trust of consumers, investors, and various relevant stakeholders," he said.

In terms of financing services, BFI Finance consistently supports economic activities across various consumer segments, from individual needs to micro, small, and medium enterprises (MSMEs), and large-scale businesses.

As of the end of December 2025, BFI Finance's managed receivables were dominated by productive financing, with working capital accounting for 57.3% and investment financing at 17.6%.

Furthermore, multipurpose financing receivables accounted for 22.0%, while sharia financing accounted for 3.1%.

In the income statement, total revenue was recorded at IDR 6.7 trillion in 2025, representing a 6.5% year-on-year increase. Meanwhile, profitability grew by 1.0% year-on-year to IDR 1.581 trillion.

Despite industry challenges and market dynamics that have depressed purchasing power and consumption, BFI still maintained a manageable Non-Performing Financing (NPF) ratio at 1.39% gross and 0.22% net.

According to Sutadi, this success is supported by BFI Finance's business strategy, which implements the principles of portfolio strengthening and operational resilience, strategic adjustments for each product line, and the implementation of prudent risk management.

"Through careful risk management to maintain asset quality, BFI Finance has been able to maintain stable performance while maintaining a solid financial position as a foundation for future growth," he concluded.