KONTAN.CO.ID - JAKARTA. The Association of Indonesian Automotive Industries (Gaikindo) recorded that wholesale car sales reached 66,447 units in January 2026, representing a 7% year-on-year (yoy) increase. Retail sales from dealers to consumers reached 66,936 units, representing a 4.5% year-on-year increase.

PT Astra Sedaya Finance, also known as Astra Credit Companies (ACC), assesses the increase in vehicle sales at the beginning of this year as a positive signal for the multifinance industry, particularly those operating in the motor vehicle financing segment.

Although the automotive market showed growth at the beginning of the year, Riadi Prasodjo, EVP of Corporate Communication & Strategy at ACC, stated that his company will continue to monitor the impact on vehicle financing.

"We will continue to monitor trends, including economic dynamics and future consumer purchasing power," he told Kontan on Monday (March 2, 2026).

Furthermore, ACC estimates that the prospects for vehicle financing this year will grow in line with developments in the automotive industry. In addition to monitoring automotive market trends, Riadi stated that ACC will also continue to pursue several strategies to boost vehicle financing performance this year.

He stated that the company will focus on strengthening collaboration with partners and improving the quality of products and services.

"Furthermore, we will continue to maintain portfolio quality through prudent principles to ensure healthy growth," Riadi said.

Regarding performance, Riadi stated that ACC's vehicle financing disbursement as of January 2026 showed positive growth compared to the same period last year. However, he did not disclose the company's recorded value.

Overall, Riadi stated that ACC recorded financing receivables of IDR 40 trillion in 2025. He stated that this value grew positively compared to the 2024 realization.