KONTAN.CO.ID - JAKARTA. PT Adira Dinamika Multi Finance Tbk (Adira Finance) stated that the non-performing loan or Non Performing Financing (NPF) figure is still below the industry average for financing companies or multifinance.

Adira Finance Chief Financial Officer Sylvanus Gani said that Adira Finance's NPF was at 2.2% as of February 2025. This figure is indeed below the industry average of 2.96% as of January 2025.

"The NPF value is still within the internal limits set by the company and below the industry average," he told Kontan, Monday (7/4).

Gani hopes that the company's NPF will remain stable in the future and will not experience a significant increase. In terms of maintaining asset quality and managing risk, he said that the company continues to strive to keep the NPF figure under control through a number of strategies.

The strategy is to apply the principle of risk management which is applied carefully. In addition, he said that Adira Finance also provides segmented financing according to the company's risk appetite.

"Adira Finance also ensures that collection activities are carried out effectively to reduce the potential for bad debts," said Gani.

For information, the gross NPF figure for financing companies or multifinance as of January 2025, which was 2.96%, was relatively worse, when compared to the previous month which reached 2.70%. The gross NPF figure for financing companies as of January 2025 was also recorded as increasing, when compared to the achievement as of January 2024 which was 2.50%.