Bisnis.com, JAKARTA - In order to bring multipurpose loan products closer to existing customers and new consumers who have certain goods/service needs, the finance company PT Adira Dinamika Multi Finance Tbk. (ADMF) is spreading low interest promos for multipurpose products and cash loans (multipurpose loans) titled #DiModalin which will be held until December 31, 2023.

"The #DiModalin program campaign is to strengthen Adira Finance's positioning as a provider of multipurpose loans that can be used for customers who have consumer funding needs as well as business capital or working capital, by highlighting an easy, fast process, and submissions can be made through digital channels," said the President Director Adira Finance I Dewa Made Susila in a special interview with Bisnis recently, quoted on Tuesday (23/5/2023).

For information, multipurpose financing/services means the facility for direct disbursement of funds to the relevant goods and/or service providers, not to consumers. Meanwhile, the cash fund facility means the disbursement of funds to consumers to meet their needs, in which consumers are required to submit proof of the use of funds in the form of invoices/receipts from third parties a maximum of 3 months from the date of the financing agreement.

Both can be used for business capital, paying off travel or tourism expenses, education or courses, training, medical expenses, home renovation costs, to the cost of organizing events, such as weddings, circumcisions, births, and so on.

Both of these facilities use collateral in the form of a motor vehicle BPKB, equipped with a fast disbursement process, an extensive installment payment network, complete insurance protection options, a safe BPKB storage system, and friendly service at hundreds of branch offices.

The age of vehicles that can be guaranteed for this facility, among others, for motorcycles is a maximum of 9 years from the year of production until the end of the credit period, for passenger cars a maximum of 12 years from the year of production until the end of the credit period, while for commercial cars (pick-up) the maximum age is 10 years from the year of production to the end of the credit period.

Adira Finance consumers will receive disbursement of funds starting from IDR 3 million for motorcycle BPKB guarantees. Most recently, Adira Finance is offering the latest promo in the form of IDR 300,000 cashback and an additional cashback voucher/digital wallet balance worth IDR 75,000. Meanwhile, for disbursement with a car BPKB guarantee, it can start from IDR 20 million. The latest promo is in the form of IDR 1 million cashback and an additional cashback voucher/digital wallet balance worth IDR 150,000.

Customers have the opportunity to get special interest starting from 1.66 percent per month for disbursement on a motorcycle guarantee, and 0.66 percent per month for disbursement on a car guarantee. Finally, Adira Finance also added the #DiModalin promo to strengthen the Adiraku application. Every application via Adiraku will get Adirapoin cashback worth 75,000 for motorbike guarantees and 150,000 for car guarantees.