Bisnis.com, JAKARTA - The increase in the price of Pertamina's fuel oil (BBM) type Pertalite makes the decision to choose a vehicle loan to be done wisely. However, to attract potential customers, a number of jumbo leasing have issued new motorbike credit promos as of September 2022. Which one is the most interesting?

Issuer of PT Adira Dinamika Multi Finance Tbk. (ADMF) alias Adira Finance is holding the Adira Expo by offering the SOBAT (Often Order Multiple Offers) program at more than 20 points spread throughout Indonesia until October 2022.

Meanwhile, based on the official Adira Finance website (adira.co.id), the interest rate or margin for new motorcycle financing is currently pegged at 13.5 percent flat per year for conventional and sharia schemes, valid until 30 September 2022.

Turning to leasing which specifically provides Yamaha brand new motorcycles, PT Bussan Auto Finance (BAF) is holding a 25 Year BAF Lively promo, ahead of its silver anniversary on September 24, 2022.

In addition, specifically for promos related to new motorcycle loans, BAF is also holding a special campaign for the Yamaha Gear 125 automatic scooter for the period 1-30 September 2022. However, this promo is valid for submissions through the BAF Mobile application and the BAF website.

Meanwhile, the flat interest per year for BAF's new motorcycle financing is generally in the range of 8.93 percent to 25.58 percent, adjusting to the region. Then, admin fees start from Rp. 593,000 and premiums for life insurance are Rp. 100,000.

Furthermore, the issuer PT Mandala Multifinance Tbk (MFIN) is still promoting the Mantis platform and collaborating with debtors to become Mantis Agents. Every available motorcycle product can be seen in the motorcycle catalog on the mantis.co.id page.

Meanwhile, in general, Mandala Finance provides an overview of the simulation of one-year installments for motorbikes priced at Rp. 20 million in the range of Rp. 1.98 million per month, while for a duration of 18 months at Rp. 1.44 million, for 24 months at Rp. 1.17 million, for 30 months. at IDR 1.01 million, and 36 months at IDR 917,000. This means that the estimated interest rate is at the level of 1.88 percent. These calculations are illustrative only and are not binding.

Switch to PT Mandiri Utama Finance, a leasing subsidiary of PT Bank Mandiri (Persero) Tbk. (BMRI), which provides new motorcycle loan products, is holding a September Cheers campaign on the MUF Online Auto Show (MOAS) page at moas.muf.co.id.

Specifically for new motorcycle financing, in the campaign that runs from September 1-30, 2022, there is a 10 percent down payment (DP) promo with installments starting at IDR 700,000, where consumers will get free 24-hour emergency services.

In this virtual exhibition, MUF collaborates with the Kawasaki, Benelli, KTM, Suzuki, Vespa and Yamaha brands. As an example of a simulation, a Yamaha Gear 125 with a price of Rp. 17.39 million brought with a DP of 15 percent will have installments of Rp. 1.9 million for 11 months, Rp. 1.04 million for 23 months, Rp.892,438 for 29 months, and Rp. 814,006 for 35 months. month.

Finally, PT Federal International Finance (FIFgroup) aka FIF as a leasing part of Astra Financial, will again participate in the 2022 Gaikindo Indonesia International Auto Show (GIIAS) in Surabaya on 14-18 September 2022.

In this event, FIF will offer a light down payment program for regular type motorcycles from only 8 percent and large motorcycles from 15 percent, with a rate of 10 percent. Especially for the Honda ADV 160 Series and CB150X Series, there is even a DP program of only Rp. 1 million and saves up to Rp. 10 million.

Meanwhile, for the Honda Matic and Cub Series motorcycle types, there is a discount of Rp. 50 thousand monthly installments for tenors of 23 months and below, and a discount of Rp. 75 thousand per month for tenors of 23 months and above.

In addition, there is an AstraPay cashback promo worth IDR 500,000 for Non Big Bike motorcycle types) and IDR 1,000,000 for each Big Bike type, especially for FIFastra and Astra Financial Repeat Order customers at GIIAS 2022 during the submission period 14-18 September 2022.